Category Archives: Loans And Debt

When You Have To File Bankruptcy

  Are you overwhelmed with debt, trying to figure out how to improve credit score if you you have to file for bankruptcy, as well as wondering what affects your credit score and how are you ever going to get … Continue reading

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APR And Credit Card Fees

never having to get yourself in that situation that being said debt and having too much debt and what kind of debt is usually what gets people in trouble. Its pretty had to stay out of debt and some times credit cards can be that necessary evil that we just have to learn how to manage and control, part of that is understanding the kind of interest you may be paying when you get a credit card so you know what you are dealing with. Continue reading

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Doing Bankruptcy Fraud

Based on data from the IRS, 10 percent of bankruptcy filings involve some portions of fraud. With bankruptcy filings averaging 1.23 million annually over the last five years, this translates to 123,000 people committing bankruptcy fraud each year. The IRS takes bankruptcy fraud very seriously, which means you need to make sure to prevent even the look of fraud. Continue reading

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Basic Guide If You Have To File A Chapter 7 Bankruptcy

regardless of whether they are filing a joint request, separate individual applications, or even if only one spouse is filing. In a situation where just one spouse files, the income and expenses of the non-filing spouse have to be added so that the court, the trustee and creditors can review the household’s financial position. Continue reading

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Paying Off Credit Card Debt

This is just going to be a real quick tip for those trying to figure out how to improve bad credit and if you happen to want to improve your credit score, as well if your issues are mainly due to having too much debt and going all crazy with it during the holidays. Or all year with it during birthdays and what ever special events you can think of because the reality is there will always be some kind of special even around the corner where you just have to buy a present for someone. Continue reading

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